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I got rich on credit card points!

The David (as I fondly call the entertainer Dave Ramsey) is known for his hyperbole. And his “my way or the highway” view on all things financial. One of his more memorable quotes is “No one ever says they got rich off of credit card points.” It seems to me that if I say so, [...]

3 Factors That Can Make or Break Your Credit Score!

Today, A guest Post From Joy – There are many things that can have an impact on your life. How much money you make and where you live are a couple of them. But there is one in particular that can affect your life no matter who you are or what you do for a [...]

Financial Health vs Physical Health?

My friends at Credit Karma enlisted the help of Harris Interactive (the famous “Harris Poll” people) to take a look at how people prioritize their financial health and their physical health. The results were a surprise to me. With money at the top of the list of things keeping people up at night, I’d have [...]

The Fraud Game: Checks Versus Card

A guest post today from Annie Harrington – Back in 2003 under a study conducted by the American Bankers Associates, some alarming data was presented. According to the study, check fraud was becoming an epidemic. Information found through the study suggested that more than 1.2 million fraudulent checks were being circulated throughout the United States. [...]

Commonly Asked Credit Score Questions

We all know what a credit score is this day in age. It follows us around our entire lives and is used for the purpose of judging the amount of risk we impose on lenders that decide to loan us money. With so much lending capital and, the desire for bigger and better that we’ve [...]

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