Apr 03

In 1971, The Who first sang, “Meet the new boss, Same as the old boss,” which came to mind as I started to read about Worth Unlimited, a mortgage acceleration program. Only it’s not a new program, it’s the Money Merge Account program only with a new name.


When MMA first came to my attention, I wrote numerous articles looking at it from every angle and debunked this as a fraud. A compilation of all the posts including guest posts and supporting data is available as a PDF. It offers an unreeditted overview of my analysis of the software and the claims of the agents who sell it. I didn’t edit out where I state early on that I didn’t think it a scam just a system that didn’t work, but later on, my opinion changes as I saw more agents making outrageous claim that were fraudulent. The song I quoted from? “We won’t get fooled again.” And that should be your response if anyone tries to introduce you to this product.

written by Joe \\ tags: , ,

3 Responses to “Meet the New Scam”

  1. Honolulu Aunty Says:

    Aloha Joe,

    I can’t believe that they are still around! I agree 100% with you that this program with their “algorithms” of complexity is a sham and people are better off plopping the $3000 (is it still $3000) onto their principal rather than waste it on a program that smells like a sleeze ball.

    I am glad that I was able to get out of it, albeit a lot of wasted communications with the company. The Utah Better Business Bureau is the way to go – but make sure you format your situation on a word doc first and edit before cutting and pasting.

    Keep on keeping on Joe. You’re the best!

    With aloha and mahalo,

    Aunty Sally

  2. Joe Says:

    No, Aunty, now they wont say. It’s some percent of your savings with a maximum $3500. It’s still a scam, and the people selling it, innumerate.

  3. Mortgage acceleration payoff programs - some caveats - Aunty's lessons and notesAunty's lessons and notes Says:

    […] Do NOT waste $3000 on the Money Merge Account program from United First Financial to eliminate your mortgage in a few years.  It is cumbersome, time consuming, and limited.  All their hype about algorithms and such with the juggling of at least 2 accounts is easier achieved with chunk payments.  [This company has changed their name to "Worth Unlimited" – same players, same game.   Mahalo to Joe Taxpayer for alerting me to this on his excellent site:  JoeTaxpayer.com.] […]

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