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An End Of Summer Roundup 2013

Let’s start this week’s roundup at Mighty Bargain Hunter’s blog. He posted Money Smart Guide’s scariest money mistake. It’s great to learn from someone else’s mistakes and avoid making your own. Next, Kristina at Dink’s Finance just saved me $10. In her Weekly roundup: Sugar Daddys, Apple and Unwinding for Free, she explained that the [...]

Mortgage 101

The debate continues about how the subprime mess occurred. Let me tell you how it would not have occurred: Maximum Loan to value: 80% any higher requires PMI (Private Mortgage Insurance) Debt ratio permitted: 28/36 – This means that one’s mortgage payment and property tax cannot exceed 28% of one’s gross monthly income and all [...]