Quote of the day

Loading Quotes...

Retired, with mortgage

I'd always thought, and advised others, that to retire, one should have their mortgage paid in full. And that was always my own plan. But, anyone who knows finance knows that you can't plan on an exact stock market return, you can't plan on your own health being excellent, nor your marriage outlasting your mortgage. [...]

Thoughts on Age Based Savings

Many articles have been written about the savings you need to have at different ages. In 2009, I wrote my own article Retirement Savings Ratio, which included a spreadsheet to track your own situation. Fidelity recently offered a chart which the New York Times picked up and ran as a story. What's amazing to me [...]