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401(k)s of the poor and homeless?

As we watch the financial news and celebrate the market's new highs*, let's not forget those for whom these numbers really have no meaning. The poor and not so poor who simply haven't saved. Nearly half of us have little to no savings at all. * I know, the S&P 1500 of today isn't the [...]

A 2010 Forecast?

As some of you may know, I spent a few days around Christmas in New York City with my daughter. Fortunately, the scene above was encountered far less than we expected. Still sad to see anyone sitting on the street. Joe