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Are You Saving Too Much?

It's possible, of course, but is it really common? From a number of recent articles, you'd conclude that we are now a nation of savers. In early December, I read, "Could You Be Oversaving for Retirement?" on Yahoo Finance. (To give you a hint as to how rare I thought this was, the word oversaving [...]

Doing the Math on an Online Savings Account

I've frequently said to "do the math" and this guest post just helps drive home this point - When you're figuring out where to put your money, you have to do a lot of math and planning. The planning part is to help you figure out how to amortize your finances throughout your life, and [...]

A Fall 2013 Roundup

A busy week, with some great articles to discuss. At Bargaineering, Miranda gave some guidelines on How to choose between a traditional 401(k) and a Roth 401(k). It takes a bit of math and analysis to calculate the better option, and Miranda's advice helps provide some insight to this process. At Monevator, Why I’m not [...]

A Bastille Day 2013 Roundup

Money Mamba shared why if you're Bad at Math? You’re Screwed. As JT offers, this may be stating the obvious, but a study recently was published showing that math skills correlate to sound financial decisions. At Bargaineering, How Financially Literate are You? 5 simple questions, can you get a passing score or maybe all 5 [...]

A Windfall Roundup

Let's start this week with Andy Hough's My Retirement Blog. Andy wrote why you should Take Advantage of a Stretch IRA, along with excellent examples of the kind of withdrawals required at various ages. The difference between taking the money and running and taking the deposits over the years can be huge. As long as [...]

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