Often, I’ll run across an idea so simple, yet I’ve not run into it before and I wonder why it hadn’t occured to me long ago. Mrs Micah’s How to Save and Store Critical Financial Information For Your Family is an article about getting organized so your loved ones don’t have to scramble to gather up your accounts after your passing. She includes a word document that covers nearly every account you might have. In my comment on her blog the only thing I suggested one might wish to add is the signon information for any online blogs or forums one frequents.
10 Ways To Live Luxuriously Today Without Mortgaging Your Family’s Future on ABDPBT Personalfinance is an interesting piece on how to add a bit of luxury in your daily life without breaking the bank. Ideas such as high end bed sheets and a coffee maker in the master bath are among the suggestions.
Jeff Rose at Good Financial Cents discussed In Service Distribution- 401k Rollover While You’re Still Working, a little known rule of 401(k) accounts, this option can save you money and offer flexibilty in your retirement account.
At Redeeming Riches we learn about 7 Milestone Birthdays That Affect Your Retirement. While I was familiar with most of these dates, I had never seen them presented on one organized list like this. Worth paying attention as these birthdays creep up on you.
Last, Five Cent Nickel wrote Debt Reduction: Penny Wise and Pound Foolish about how having excess cash on hand, yet debt at 15-20% isn’t the wisest thing to do. Yet many of us do just that. A couple thousand dollars earning 1 or 2%, and money owed out at ten times that rate. Are you in this situation?