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  • Wesley Hall June 30, 2009, 1:58 am

    I have been on program for 6 months and have very little discretionary income, but have still been able to pay 4345 in principle payments to bank that i would not have ordinarily done on my own. my current HELOC balance is 987.50 as i have flowed my income through my HELOC. Sure I am paying a higher rate for HELOC but my Daily balance is kept low and the net affect is a lower rate. No one ever suggested this program was magic in my inquires before i decided to purchase this software. It has been working for me and even if I were to quit today I would be thousands ahead even with the cost of the software. Matbe it will all fall apart as you say but Ive been satisfied to this point.

  • JOE June 30, 2009, 8:15 am

    That’s great. But if you did this in 6 months, saved $4345 – $987 (so $3358 net) plus the $3500 for the system, that $6858 that had to come from someplace. Seems you actually have over $1000/mo to pay the mortgage down.

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