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  • Late2Game October 3, 2008, 9:01 am

    From reading the posts of many “satisfied clients” of MMA, I think you give them too much credit to be saving that much in a 401(k), or itemizing for that matter. But that’s just my perception. Keep up the good work on all the threads you post on!


  • JOE October 3, 2008, 1:43 pm

    You are probably right on that thought. Which is why a real financial planner would want little to do with such a product, as there’s an inherent conflict involved. Since no agent wants to lose a sale, they conveniently ignore those other things one should apply their money to first. In an upcoming post, I plan to address the mistake any client makes by foregoing a matched 401(k) in favor of the aggressive mortgage paydown.

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