Sep 29

Today’s discussion of how to decide between the Traditional IRA or the Roth IRA appears as a guest post at Moolanomy Personal Finance. There, I offer an analysis to help you decide which one would benefit you most at each stage of your life. Please visit, and let me know what you decide.


written by Joe \\ tags: , , , ,

2 Responses to “Traditional IRA versus Roth IRA – Which One Should You Choose?”

  1. Britt G Says:

    Excellent article. As you state, it’s really a matter of guessing what your tax bracket in retirement will be relative to what it is now. And who can guess that? That’s why I favor the Roth IRA for now. Just go ahead and get it over with. Pay those taxes and hope that Congress doesn’t change the rules before I retire!

  2. JOE Says:

    Just don’t miss the opportunity to “fill the lower brackets” at retirement. Top bracket at retirement is important, but what will be taxed at 0%,10%, etc shouldn’t be overlooked.

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